Kithward
Kithward
search icon
City or zip code

ABOUT

GUIDANCE

INVITE

Different Types of Retirement Communities

For many active, independent seniors, there are several retirement community options to consider but keeping track of different types can often become confusing. Below are six factors to help you understand the key differences.

Active Adult Community

Age Restriction:  No firm restriction but often targeted to an older resident

Health & Mobility Restriction: Must be independent

Payment Requirements: Purchase + monthly fees

Property Type: Single family homes, townhouses, bungalows, mobile homes, apartments with full kitchens

Services & Amenities: Typically geared to active adults who enjoy a leisure lifestyle. Amenities may include pool, tennis courts, golf course. Services may include lawn and home maintenance

Aging in Place: No. Services are not provided by the community. Outside help will need to be procured or residents must move to a facility that could provide a higher level of care

Independent Living Community

Age Restriction:  55+ or 62+

Health & Mobility Restriction: Must be independent

Payment Requirements: Rental

Property Type: Single family homes, townhouses, bungalows, mobile homes, apartments with full kitchens but with flexibility to move to a different floorplan pending availability

Services & Amenities: May offer the same as an active adult community but services such as housekeeping, laundry, linen service, meals, activity programming, and scheduled transportation are offered

Aging in Place: No. Services are not provided by the community. Outside help will need to be procured or residents must move to a facility that could provide a higher level of care

Continuing Care Retirement Community

Age Restriction:  55+ or 62+

Health & Mobility Restriction: Must be independent

Payment Requirements: Large upfront entrance fee (“buy-in) + monthly fees

Property Type: Single family homes, townhouses, bungalows, mobile homes, apartments with full kitchens

Services & Amenities: May offer the same as an active adult community but services such as housekeeping, laundry, linen service, meals, activity programming, and scheduled transportation are offered

Aging in Place: Yes. Residents are guaranteed healthcare despite whatever changes they may have in personal and medical care needs for the same monthly fee or at a discounted rate depending on the terms of their Residency & Care contract